Primary and Excess Coverage
for Financial Institutions
Focused on Management & Professional Liability
Primary Offerings
Directors and Officers Liability
Protects executives from personal losses if they are sued for alleged wrongful acts while managing a company.
Professional Services Liability
Covers claims arising from errors or omissions in professional services provided by your institution.
Employment Practices Liability
Safeguards against claims made by employees regarding workplace issues such as harassment, discrimination, or wrongful termination.
Fiduciary Liability
Mirrors primary lines available.
Coverage Insights
Lines of coverage
Directors and Officers Liability (D&O)
Employment Practices Liability (EPL)
Fiduciary Liability (FLI)
Errors & Omissions (E&O)
E&O coverage inclusive of traditional professional liability along with lenders liability and trust department liability when applicable. The program will not entertain cyber liability.
Available in all 50 states
Claims Management and Loss Adjusting by DWF Claims, LLC
Hadron Specialty Insurance Company (non-admitted) an A.M. Best A-VIII rating, FSC VIII
Etesian Underwriters have a combined 25+ years of insurance experience in the financial institution industry
Target Classes
Registered Investment Advisors and any related investment fund
Business Management Firms
Family Offices
Non-Bank Lenders inclusive of auto dealers
Payment Processors/FinTech
Insurance Operations (Life Agents/Brokerage)
Financial Consultants
Trust Companies
Limits / Capacity
Separate or shared limits per coverage part available
$5 million per claim for D&O, Professional, EPL, FLI, Excess
Primary Monoline not available for EPL and FLI
$10 million aggregate
Ineligible Classes
Crowdfunding
Debt collection
A/R factoring
Hedge Funds
Private Equity
Limits / Capacity
Venture Capital
Investment Banking
P&C insurance agents (No E&O)
Payday lenders
